Featured Services
Planning for Retirement
It is never too late or too early to get a solid plan in place. Whether you are in your 40’s, 50’s, 60’s, 70’s, or even 80’s, there is something you can do to have a plan to give you the peace of mind in knowing you have a plan for your retirement. You can live your best life doing what you want to do, and we will help you formulate a strategy to make that happen.
Financial Planning/ Money Management
We use a specialized, signature process to create a holistic plan using proprietary processes and portfolios based on proven results.
Income Planning Strategies
We use custom, tailored investment strategies geared toward creating lifetime, guaranteed cashflow so you don’t ever have to worry about running out of money in your retirement years.
Life Insurance
A reliable insurance strategy could help protect you and your family from the financial consequences of major life events, as well as provide a tax free benefit.
Tax Minimization
We help you to identify where tax inefficiencies may be in your current portfolio and formulate strategies to reduce paying unnecessary taxes.
Annuities
Are you in or near retirement? Learn how annuities can help generate a reliable stream of income, leverage against your current income and create growth based on market gains without the stock market loss.
Medicare Planning
As you get started with Medicare, you have a choice in how you get your Medicare coverage. There is a lot of confusing information out there, and every person is different in which plan they should take. We do a thorough review of your situation, your doctors and medication to help you pick the plan that’s best for you.
Long Term Care
Chances are you could live well into your 80s and 90s, or longer. A long life greatly increases the likelihood you will need to have a strategy in your Financial Plan to address long term care needs.
Health Insurance/Health Insurance Gap Coverage
We help our clients navigate through the Marketplace plans (aka Obamacare or Affordable Care Act Plans) as well as health insurance plans that are outside of the marketplace. Health insurance gap coverage is a way to protect yourself from high deductibles and out of pocket expenses that can be created through catastrophic diagnoses such as cancer, heart attacks and critical illnesses.
Insurance Reviews
Have an old life insurance policy, long term care policy or an annuity that you can’t make heads or tails of? We will review them with you and explain it to you in plain English so you know what you have and how it works.
Social Security Optimization
We can help you understand your Social Security benefits and educate you on how you can maximize those retirement benefits.
401k/403b Portfolio Management
Do you have a 401k or 403b with your current company and you don’t know who is managing your funds? Do you need direction on how to understand your portfolio and how to manage it? We can help manage your current employer account while it stays with the employer, utilizing their portfolio platforms and funds. Wouldn’t it be nice to have some direction and planning?